Sent the following email to Ontario and Canadian | 1being
Sent the following email to Ontario and Canadian Government as well as judiciary:
Subject: Housing Reform: Strategic Solutions for Ontario's Future
Through you Honourable Speaker Ted Arnott,
Herein is some proposals of key policy changes aimed at addressing Ontario’s housing affordability and sustainability challenges. These changes are optional but are intended to support immediate and long-term needs by promoting self-sufficiency and environmental stewardship considering fossil fuel reserves are entering a terminal phase within the next decade or two. Beyond the current affordability, housing and immigration crises as surplus resources dwindle. It is worth noting that in Canada we use 2.9 fossil fuel calories for every one food calorie and renewables and nuclear can only supply us with 5-10% of our current energy usage. So even if we manage to globally "pump till the last drop" the last drop of oil will be in 16-20 years, after which mostly only people that have enough land to grow their own food and firewood with manual labour will survive. And so it's important to put in place measures to make such land available to Ontario residents and Canadian Citizens, as there is a 5 year learning curve for one to grow their own food. 87% of Ontario is crown land, the vast majority of which is administered by the Ontario government (90% in QC, 95% in BC). Unfortunately there are a variety of policies in place that are designed to keep housing prices high, and to prevent disbursing crown land to citizens in a way that can make land affordable for younger generations who have highest chances of survival if given the chance. The proposed measures sorted in easiest to implement to most difficult to implement include introducing Interest-Free Mortgages, modifying Foreclosure Sale Regulations, implementing Land Bank Utilization Time Limits, legislating Human Rights to Land for Subsistence, capping Land Ownership, and revising Crown Land Sales policies.
In case you are wondering about tar sands, simply recall that a barrel of convention oil from Saudi Arabic costs $3-4 to produce and has enough net energy to support industrial civilization, but from Alberta tar sands its $60-80 and doesn't have enough net energy to truck the fuel. Notably economic growth before fossil fuels was 0.34% per annum, and no reason to believe it will be any higher after they are gone.
Before fossil fuels, usury (interest bearing loans) typically led to bond slavery and extreme poverty for anyone that fell victim to them. Fortunately our banking system doesn't require reserves or for the bank to have any money, since money is created when a person signs a mortgage/loan agreement. Thus it is possible to have interest free mortgages, instead can have an administrative fee that covers the real administrative cost of the loan, such as record keeping, and transaction costs. The other policies listed below are more self explanatory.
Policy Recommendations:
| Policy/Measure | Description and Impact on Housing Prices | Suggestions for Policy Changes |
|---|---|---|
| Interest-Free Mortgages with Administrative Fee | Removes interest on mortgages and is feasible due to the banking system's capacity for money creation via mortgage agreements, significantly reducing homeownership costs. Banks would charge an administrative fee to cover the actual costs incurred, reflecting a more realistic financial model without interest. | Encourage banks to transition to this model by demonstrating the long-term stability and customer satisfaction it can offer. |
| Modified Foreclosure Sale Regulations | Adjusts current regulations to allow sales below market prices under specific conditions, aiding market correction and improving access to housing. | Allow reduced-price sales for properties unlisted for extended periods and for first-time buyers. |
| Land Bank Utilization Time Limits | Prevents land hoarding and promotes development, with unused lands reverting to public use if development criteria are not met. | Enforce a 5-10 year development or lease requirement for land banks, with a reversion clause to Crown status for public use. |
| Human Right to Land for Subsistence | Recognizes the necessity for individuals to access land for growing food and harvesting wood in a sustainable living model. | Legislate access rights to a minimum acreage of land for personal sustenance, promoting homesteading. |
| Land Ownership Caps | Prevents speculative land hoarding by introducing maximum ownership limits. | Introduce legislative changes to cap the amount of land that can be owned by a single entity, using land banks for equitable distribution. |
| Revised Crown Land Sale Policies | Allows for prioritization of affordable housing and subsistence farming in the sale of Crown lands. | Implement tiered pricing strategies and allow below-market sales for targeted uses, ensuring land availability for societal needs. |
Implementation Rationale:
- Interest-Free Mortgages: Can be implemented by banks themselves as a means to adapt to economic changes, promoting financial stability and accessibility without the need for governmental financial incentives.
- Modified Foreclosure Regulations: Requires minimal adjustments to existing laws for significant impacts.
- Land Bank Timelines: Ensures dynamic use of managed lands, though administrative processes need establishment.
- Right to Land for Subsistence: Fundamental for long-term sustainability but may face challenges in legislation.
- Land Ownership Caps: Addresses speculative practices but involves complex property law changes wealthy may object to.
- Revised Crown Land Policies: Essential for ensuring long-term sustainability in land use. These revisions are aimed at addressing significant imbalances where a small number of entities (Mostly Ontario Government) control a vast majority (87%) of the province’s land, contributing to acute housing shortages and exacerbating homelessness. By re-calibrating these policies, we can promote more equitable land distribution and better address the urgent needs of our communities. May be resisted by socialists or other extremists who believe that the government should own the means of production instead of the citizens.
Of course these issues are not limited to Ontario, Quebec government is hoarding 90% of the land away from their people, and BC 95%. It is inevitable that if compassionate measures are not undertaken, and the oil reserves fail, that people will naturally migrate out of the cities due to lack of food (either by moving or dying). In any case Ontario has some of the most lenient crown land laws, such that some nomadic people may survive there, however if we wish to have Canada with government and judiciary to survive into the post-fossil fuel era, it is wise to start transitioning sooner rather than later. Ontario can be a leader, as unlike in Quebec or BC there are no mountains in the way of disbursing crown lands, only policies that prevent them from being affordable.
These measures are designed to adapt Ontario’s housing and land use policies to future economic realities, promoting a more resilient, equitable, and environmentally conscious society. I look forward to your feedback and the opportunity to discuss these proposals further.
Thank you for considering these important initiatives. Of course due to geological imperatives, the rural transition will happen whether or not it is pro-actively planned for. Feel free to take the credit for any of the policies that may resonate with you, or take initiative on your own variations, and reap the voters gratitude. Though can always give the credit to God.
As the Charter reminds us that our nation is founded on the supremacy of God, and we support the security of person, implying persons are to have a place in which to feel secure.
It echos Micah 4:4 (Old Testament) which says: they will sit every man under his vine and under his fig tree; and no one will make them afraid: For the mouth of Yahweh of Armies has spoken.
which implies enough food and firewood to meet one's and their families needs.
And as Jesus has echoed:
Matthew 13:31-32 He set another parable before them, saying, “The Kingdom of Heaven is like a grain of mustard seed which a man took, and sowed in his field, which indeed is smaller than all seeds. But when it is grown, it is greater than the herbs and becomes a tree, so that the birds of the air come and lodge in its branches.”
or as the Confederation of Planets in service to the One Infinite Creator has said:
2020/01/04 "The wanderer, then, is able to polarize much more powerfully within its own personal journey, as it not only provides the ability to lighten planetary vibrations, but brings with it various talents that might be exercised in service to others, whether they be teachers, or meditators, or take part in the third-density community of organizing drives for the poor to receive food, to receive housing, to receive medical care."
May you be as wanderers then, ushering in the kingdom of God, to our people in our glorious land from shining sea to sea to sea.
May you be blessed,